Why Employers and Employees are Getting Less than Ever from their Pay

The value of compensation is not in numbers, but in the outcomes it creates. Fifty years ago, the median home price in the Denver area was about equal to annual household income.  A house today is over 5.1 times what its owners earn each year.  This is not just a...

3 Reasons Why Financial Wellness Is Not Working—And How to Fix It

As it becomes harder to attract, retain, and develop talent, many organizations attempt to design and implement enticing well-being programs.  Business leaders are now ranking financial wellness as the #1 priority. This is not a new problem.  In four short years—from...

The Forgotten Employer Diversity, Equity, and Inclusion Issue: Money

Employers around the world are grappling with how to create cultures that are more inclusive, or at least give the appearance of it.  Promotional practices, bias trainings, and board positions are all being scrutinized to meet diversity metrics and advance equity. But...

Why Our Backwards Compensation System is Failing

It is a simple equation: we provide our labor in return for compensation.  That compensation is valuable in so far as it helps us meet our needs.  And our current system is failing to do that. Maslow identified our primary needs as “Physiological.”  Food, water,...

Healthy Culture Starts in the Head

For decades, employers have been trying to contain costs through physical wellness programs aimed at preventing and managing a handful of costly diagnoses.  Mental wellness has often been relegated the EAP and is reserved for crisis situations. The truth is that...

Know Your ROI: What is BDLR?

Employee benefits is a messy business.  An enormous range of factors affect the impact of benefits for both employers and employees.  For example, group health insurance costs can fluctuate based on employee behaviors and family history.  Did a few members of your...

Employers Have the Power—and Responsibility—to Help Their People

73% of Americans say their finances are the No. 1 cause of stress in their lives.  In addition to the damage done by the pandemic, the costs of housing, education, and health care continue to eat away at wages and keep most Americans on the edge of financial disaster,...

What does “Inclusion” really mean?

One topic seems to be at the top of every company’s training list: diversity, equity, and inclusion. What was once just called “diversity training” has expanded to include two more words (equity and inclusion) and thousands of providers and solutions attempting to...

Decisions that Destroy: How Focus and Motivation Disappear with Choice

People love to have options.  It provides a sense of control and the opportunity to discover what fits our particular needs, goals, and preferences.  Who would want to go to a restaurant where they picked your dinner without knowing anything about you? The problem is...

Give Me a Guide: What Employees (and HR) Really Want

What if there was one thing that your employees—across every demographic—agreed on more than anything else? With less than 7% of employees in North America taking full advantage of their benefits, it should come as no surprise that what they want is guidance.  More...

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