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Solve the #1 Problem for Your Employees

The COVID-19 pandemic has many American workers concerned about their physical health—that is no surprise.  Mental and social health have also been impacted, but the thing employees are most concerned about?  Financial health. A MetLife study conducted earlier this...

Financial Wellness: Part of a broken, racist system

The disparities are far too large to ignore: Black and Hispanic families’ median wealth is about 1/7th of their White counterparts.  While there are lots of reasons for this, one of them is that the system itself is built to entrap minorities in debt cycles that...

Broken Cycles and How to Fix Them

On Tuesday, May 5th, the Federal Reserve reported that consumer debt had hit an all-time high, rising to $14.3 trillion and surpassing the previous record set in 2008.  While government stimulus and enhanced unemployment payments have helped many bridge the income...